Kuala Lumpur, 8th October 2025 – The Malaysia Takaful Association (MTA) and Koha Islamic Digital Sdn Bhd (KID) have officially entered into a strategic collaboration through the signing of a Memorandum of Understanding (MoU) aimed at providing seamless inheritance and estate planning solutions for the Muslim community in Malaysia.
The MoU marks a significant milestone in strengthening cooperation between the Takaful industry and Islamic digital innovation platforms. Through this collaboration, both parties will work together to promote comprehensive and Shariah-compliant inheritance management, ensuring that Muslims in Malaysia can plan their legacy and wealth distribution with confidence and professional guidance.
The signing ceremony was graced by Encik Mohd Radzuan Mohamed, Chief Executive Officer of MTA, and Puan Syazlyna Abdullah, Executive Secretary representing the Malaysia Takaful Association. From Koha Islamic Digital, the event was attended by Datuk Wira Mohd Hafarizam Harun (Chairman of EXCO), Mr. Peter Cheong (EXCO Member), Mr. Melvin Lim (CTO), Mrs. Pei Ling (COO) and Puan Ruslena Ramli (Koha’s Strategic Advisor).
From left: Puan Syazlyna Abdullah, Encik Mohd Radzuan Mohamed, Mr Peter Cheong, Datuk Wira Mohd Hafarizam Harun & Puan Ruslena Ramli
Through this collaboration, MTA Takaful agents are now empowered to integrate estate planning into their advisory services — equipping them with the knowledge and tools to educate clients on the importance of managing and protecting assets effectively. By partnering with Koha Islamic Digital, agents can offer seamless, Shariah-compliant estate planning solutions in as little as 30 minutes, ultimately enhancing the financial security and peace of mind of Muslim families across Malaysia.
To make this even more accessible, MTA Takaful agents can now sign up for Koha Islamic Digital (KID) directly through the MTA website under the Takaful4All platform. This digital integration allows agents to explore Koha’s estate planning solutions, gain product insights, and directly access resources that support their client advisory work — making Shariah-compliant legacy planning simpler, faster, and more impactful.
This initiative marks a significant step forward in raising awareness on the importance of estate planning and encouraging more individuals to take proactive steps in securing their financial legacy.
From left: Encik Mohd Radzuan Mohamed & Mr Peter Cheong
“This partnership represents a major step forward in the digitalisation of Islamic estate planning,” said Encik Mohd Radzuan Mohamed, Chief Executive Officer of MTA. “By leveraging on the industry’s reach, Koha’s innovative digital solutions will empower the community with convenient, accessible, and Shariah-compliant tools for legacy management.”
Datuk Wira Mohd Hafarizam Harun, Chairman of EXCO of Koha Islamic Digital, added: “Our mission has always been to simplify the process of legacy planning for Muslims. Through this collaboration with MTA, we can now extend that mission to even more families, ensuring every plan is guided by professionals and rooted in Islamic values.”
The collaboration also reflects both organizations’ commitment to advancing financial literacy, digital inclusion, and Islamic wealth management in Malaysia — aligning with national goals for a more inclusive and digitally empowered society.
About Malaysia Takaful Association (MTA)
MTA is a trade association representing all 18 licensed Takaful and Retakaful operators in the country. The objectives are to promote the interests of its members and to lead and supervise the exercise of self-regulation within the Takaful industry.
About Koha Islamic Digital Sdn Bhd
Koha Islamic Digital Sdn Bhd is a Malaysian fintech company dedicated to providing innovative digital solutions for Islamic inheritance and estate planning. Through its platform, Koha empowers individuals to plan their legacy with ease, transparency, and Shariah compliance — partnering with legal and trustee experts to ensure a complete end-to-end process.
